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What Damage Can A Flood Cause?

Floods can quickly overwhelm and inundate your home or company, leaving it in ruins. It is important to take the necessary precautions before this happens!

New Zealand is not immune to the perils of flooding. In fact, according NEMA many homes have been lost because their foundations were washed away by rivers overflowing or broken pipes ingressing into them during times when they were flooded out! According to recent survey there is a 1 in 4 possibility of flooding in high-risk locations throughout the duration of a 30-year mortgage. Floods are one of the most destructive natural disasters everywhere, but it's hard to get reimbursed for your losses.

Flooding is caused by more than just bad weather...

Floods can happen because of a variety of factors, including thunderstorms, tropical storms or hurricanes. They are often unpredictable and dangerous which usually means they affect more than one region at a time!  Floods can be caused by overworked or blocked sewage, urbanisation (such as pavements), and dam failures. They come in both slow-moving (osmosis) floods that affect only visible regions of the earth's surface, or fast-moving torrential downpours where homes are swiftly surrounded by water.

What impact might floods have on your house or business?

  • Health and safety risks.

Water damage from floods poses a variety of health and safety issues if it is not quickly cleaned up, including:

  • Damage to the structure
  • Electrical dangers and damage
  • Metals and sharp glasses
  • Standing water poses a sanitary problem as well as a risk of sickness.
  • Drinking water that has been tainted
  • Drainage and sewage systems that have failed
  • Communication has been cut off.
  • Destruction of roads and bridges
  • Landslides
  • Crops that have been damaged
  • And there's much more...


  • Loss of life.

Floods are one of the most devastating natural disasters, not just for humans but also for their pets and livestock. The flash flood is especially alarming as it can happen at anytime - day or night!


  • Emotional hardship.

Flood victims may experience anxiety, despair and fear as a result of their predicament. They can also suffer from sleep disruption or hunger due to the effects onday-to day living that occur when disaster strikes with flood related accidents, being one such instance where mental health specialists will often be present to help those affected through these tough times.


  • Property damage.

Water damage from flooding is the most common type of natural disaster. Homes, companies and possessions are all susceptible to this kind destruction that only takes a few inches to cause significant harm.


  • Economic loss.

Flooding is one of the most destructive natural disasters, but it's also covered by some insurance companies. But even with flood coverage, you may still need to rebuild your home and get your life back on track for years before everything is habitable again.


Flooding can cause a lot of damage to your property, finances and mental state. It’s important to take steps now so that you are prepared in the event of an emergency or natural disaster. Have you taken any action yet? If not, don't wait until it's too late! We have created a guide on how homeowners can prepare for floods which are available here. 

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